PayPal Fee Calculator
Estimate PayPal-style fees as percent plus fixed, either from a payment you receive or from a net you want to keep. You type the fee schedule. Live rates vary. Informational only.
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How to estimate a PayPal-style fee
- Choose whether you start from a customer payment or from a net you want to keep.
- Enter the amount field for that direction.
- Enter the percent and fixed fee from the schedule that applies to you.
- Read fee and net, or the gross the customer should send.
- Confirm live PayPal pricing for your country and product. Informational only.
PayPal-style fee
Percent plus fixed fee
| Receive fee | gross × fee% + fixed |
|---|---|
| Receive net | gross - fee |
| Send gross | (want + fixed) / (1 - fee%/100) |
| Default example | 2.99% + 0.49 |
| Schedule source | Typed by you |
| Advice | Informational only. Not a PayPal quote. |
What this fee page models
Many checkout fees take a percent of the payment plus a fixed amount. This page applies that pattern with numbers you supply. It is not connected to a PayPal account and does not fetch live rates.
Fee formulas
Receive mode: fee = amount × (feePercent/100) + fixedFee, net = amount - fee. Send mode (desired net): gross = (want + fixed) / (1 - feePercent/100), fee = gross - want.
Use cases
Invoice padding so you keep a round net. Comparing fee schedules you already looked up. Teaching percent-plus-fixed arithmetic.
Worked example
Customer pays $100 at 2.99% + $0.49. Fee = 2.99 + 0.49 = $3.48. You receive $96.52. To keep $100 net under the same schedule, ask them to send (100 + 0.49) / (1 - 0.0299).
Limits
No currency conversion fees, chargebacks, or country tables. Informational only. See the disclaimer.